A Home is the personal belonging one has been dreaming of for a long time. When you're planning to buy a home, you have two things in mind: a great home and a not-so-good home loan, usually inevitable. But the most important thing is to qualify for a home loan. It is very important for lenders to assess your ability to repay, which is basically assessed based on income, expenses, savings, work profile, financial status, and history of loan payments and other obligations. You should apply for home loans online for a hassle-free process.